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The AAP Mastercard® is available exclusively to members of AAP.

BHG POWER Mastercard®

OUR LOWEST APR CARD

Typically carry a balance and want a low interest rate?

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  • 0% introductory APR* on purchases and balance transfers for 6 months. After that, a variable 12.99% to 22.99% APR will apply based on creditworthiness
  • Our lowest APR card
  • No annual fee*
  • 24/7 customer service
  • Mobile wallet compatible
  • *Rates & Fees

BHG MORE Mastercard®

DOUBLE CASH BACK

Interested in cash back on day-to-day business purchases?

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  • Unlimited 2% cash back on gas, groceries, association dues, continuing education, charitable & social service organizations1,2
  • Unlimited 1% cash back on all other purchases1,2
  • $50 cash back bonus once you spend $1,000 on purchases within the first 90 days of account opening3
  • 0% introductory APR for 12 months on balance transfers made within first 60 days. After that, a variable 16.99% to 26.99% APR will apply based on creditworthiness
  • No annual fee
  • 24/7 customer service
  • Mobile wallet compatible
  • Rates & Fees

BHG WORLD Mastercard®

TRIPLE CASH BACK

Looking for an enhanced cash back program for your business?

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  • Unlimited 3% cash back on dining, association dues, continuing education, charitable & social service organizations1,2
  • Unlimited 2% cash back on travel: airlines, hotels, Uber, Lyft1,2
  • Unlimited 1% cash back on all other purchases1,2
  • $300 cash back bonus once you spend $5,000 on purchases within the first 90 days of account opening3
  • 0% introductory APR for 6 months on all balance transfers made within first 60 days. After that, a variable 16.99% to 26.99% APR will apply based on creditworthiness
  • $195 annual fee (waived for the first year)
  • 24/7 customer service
  • Mobile wallet compatible
  • Rates & Fees

1We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1 point per dollar spent as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back rewards.

2For BHG MORE Business Mastercard, 2% cash back per $1 spent on medical equipment & supplies; and 1% cash back per $1 spent on all other purchases. For BHG WORLD ELITE Mastercard, 3% cash back per $1 spent on medical equipment & supplies; 2% cash back per $1 spent on dining and travel: airlines, hotels, Uber and Lyft; and 1% cash back per $1 spent on all other purchases. For BHG MORE Mastercard, 2% cash back per $1 spent on gas, groceries, association dues, continuing education, charitable and social service organizations; and 1% cash back per $1 spent on all other purchases. For BHG WORLD Mastercard, 3% cash back per $1 spent on dining and charitable and social service organizations; 2% cash back per $1 spent on travel: airlines, hotels, Uber and Lyft; and 1% cash back per $1 spent on all other purchases. For details on Rewards Program, please visit https://bhg-cdn.azureedge.net/pdf/Rewards_Program_Agreement.pdf. Rewards options are subject to change without notice.

3The Rewards Bonus period begins on the date your account is approved and ends 90 days later.

Subject to credit approval. Ask for details.

The BHG Mastercard® is issued by Blue Ridge Bank, N.A. pursuant to a license by Mastercard International. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.